What Is a Special Enrollment Period and Do You Qualify? Arizona Guide for 2027
Lost coverage, moved, got married, or had a baby? How Special Enrollment Periods work in Arizona, which life events qualify, and your options if you don’t.
2027 Health Insurance Rate Increases by State: How Much Premiums Are Rising and What to Do
Quick answer: ACA Marketplace premiums are going up again in 2027. Among the 32 HealthCare.gov states below, average increases range from 6% in Arkansas to 29% in Arizona, and nationally the median proposed increase is about 15% before subsidies (HealthInsurance.org). Most people who get a tax credit will see some or all of the increase […]
Employer Health Insurance in 2027: What to Check at Open Enrollment
Quick answer: Employer health insurance for 2027 is likely to cost employees more, especially for family coverage. During your company’s open enrollment, compare your payroll deduction, deductible and out-of-pocket max against this year’s; confirm your doctors and prescriptions are still covered; and check whether your spouse and kids could get coverage elsewhere for less. If […]
Gig to Gig: Why Waiting for Open Enrollment Doesn’t Work When Your Income (and Location) Keep Changing
A contract ending, a slow quarter, or a big new client doesn’t qualify you for a Special Enrollment Period, so contractors often end up stuck with a plan that stopped fitting months ago. This guide breaks down where the ACA calendar breaks down for gig workers and how year-round private plans fill the gap.